Matched deposits
Each order gets deposit details for the exact asset and network.
Crypto in. Local money out.
Global money. Without borders.
Send supported cryptocurrency from your wallet and have the converted value delivered directly to a bank account in a supported country. No KREDIT wallet balance required. No crypto wallet needed for the recipient.
9:41●●●
KREDITSimulation
What are you sending?
AssetWorth about (sample price)–
Who is it for?
Recipient may receive (estimate)–
Select a bank, then enter the 10-digit account number. The name appears automatically.
Review your quote
Deposit and track
Demo only. Do not send real crypto. This address does not exist.
Send exactly
Network
Order reference
Completed (simulated)paid to recipient’s bank
Simulated with sample data and rates. Bank names are examples only; no partnership implied. Not a live service.
No wallet balance
Recipient needs no crypto
Fees shown upfront
Track every step
Everything between wallet
and bank, handled.
Verified conversion
Deposits are verified, risk-checked and converted, with the rate recorded.
Direct bank payout
Local currency goes straight to the recipient’s bank account.
How it works
Four steps from your wallet to a bank account. Routes go live only once they are operational and approved.
Create your transfer
Choose your cryptocurrency, enter the amount and provide the recipient’s bank details.
Send your crypto
Receive the correct deposit address for your order and send from your external wallet.
We convert and pay out
After the deposit is verified and the required checks are completed, KREDIT arranges conversion and local-currency bank payout.
Track your transfer
Follow the transaction and receive a receipt when the payout is confirmed.
Follow every step of the transfer.
A blockchain confirmation is not a bank payout. KREDIT marks a transfer Completed only after the payout is confirmed. Illustrative preview with sample data.
Transfer status
- Order created
- Waiting for crypto
- Deposit detected and confirmed
- Conversion processing
- Bank payout processing
- Completed
Receipt (sample)
KREDIT referenceKR-DEMO-000000
Received100 USDC (sample)
Fees1.00 + 1.50 USD (sample)
Final payout146,250 NGN (sample)
Recipient account••••1234
StatusIllustrative
Supported assets and networks
The live list will be published here with minimums, maximums and restrictions. We will not suggest an asset is accepted until its route is tested.
Stablecoins (for example USDC, USDT)Network, rate, fees and payout estimate shown for each order. Stablecoins can trade away from their peg.
Volatile crypto (for example BTC, ETH)Prominent volatility notice, with a clear statement of when the rate is set.
Additional tokensEnabled only after deposit monitoring, liquidity, compliance and refund handling are tested.
Wrong asset or networkNever treated as a normal successful deposit. It follows a defined exception process.
Supported countries
Launch markets have not been chosen. Live sending and receiving routes will be listed here, with planned routes clearly labelled as planned.
Sending countriesTo be confirmed
Receiving countries and currenciesTo be confirmed
Route statusNo route is live yet
Rates and fees, explained first.
Before you confirm, you will see the details below.
The numbers
Asset and network, crypto amount, estimated rate, estimated payout, KREDIT fee, network fee and any other provider charges.
The timing
Quote expiry, or a clear note that the rate is not guaranteed, plus the expected payout time.
The risk
A market-rate warning for volatile assets and when the conversion rate is determined.
Cryptocurrency market-rate notice
Cryptocurrency prices can change rapidly. Your initial local-currency payout is an estimate unless KREDIT explicitly provides a guaranteed quote. KREDIT will use the applicable market exchange rate at the time of conversion. The final amount received may therefore differ from the estimate shown when you create your order. Network fees, conversion fees and applicable payout charges may also affect the final amount.
Built around verification.
KREDIT is in product design. We claim no licences or certifications we have not obtained.
Deposits are verified independently
A payout is never triggered just because someone submits a transaction hash or a screen says payment was sent.
Recipient checks
Bank details are validated, and account names are checked where a supported verification service exists.
Checks before conversion
Risk, fraud and compliance checks apply, and every movement of funds is recorded and reconciled.
Help centre
Guides will be published at launch for the situations people worry about most.
Wrong-network deposits
What happens and how recovery works.
Late deposits
Deposits that arrive after an order expires.
Rate changes
How the final amount can differ from the estimate.
Failed payouts and refunds
How refunds are handled, including fees.
The $KREDIT token is separate from the payments product.
A token launch is planned on Robinhood Chain through pons. Launching a token does not build or launch the crypto-to-bank transfer service, which has its own plan, implementation and compliance work.
Proposed ticker$KREDIT (subject to availability checks)
Planned launch platformpons (ponsfamily.com)
Launch ecosystemRobinhood Chain, per pons documentation
Official contract addressNot yet published
Token utility in the payments productUndecided
Robinhood or pons relationshipNo partnership, investment or endorsement is claimed
Payments serviceSeparate build. Not yet operational.
Token vs. product
The token and the transfer service are planned, built and reviewed separately.
Verify before you trust
Tickers and names can be copied. Only trust a contract address published on KREDIT’s official channels.
No promises
No returns, revenue sharing, price appreciation or token utility is promised unless it is designed, legally reviewed and delivered.
Be first to know when KREDIT opens.
Join the waitlist and tell us which route you need. We will contact you as routes become available.
Status and risk disclosures
- KREDIT is not yet operational. No transfers can be made and no route is live.
- The simulation on this page uses sample data and sample rates. It is not a quote. Bank names shown are examples only and imply no partnership or support.
- Cryptocurrency values can change quickly, and the final payout may differ from any estimate.
- Estimated times, fees and supported assets will be confirmed before launch.
- Availability depends on legal approval and provider arrangements in each country.
- Legal entity details, terms and privacy notice will be published before launch.
- A token, $KREDIT, is proposed but not launched. Its utility is undecided, and nothing here promises returns, revenue sharing or price appreciation.
- KREDIT is not backed by, partnered with or endorsed by Robinhood or pons.